Marbles Credit Cards

Find out more about the Marbles Card

The Marbles credit card is issued by the HFC bank and is a trading name of the bank. Like all reputable banks, the HFC is regulated by the Financial Services Authority (FSA). The HFC also market the GM credit card and have two banking networks -- the Household Bank and Beneficial Finance networks of over 200 branches. There are also over 60 affinity credit card schemes with charities, sporting organisations and commercial companies. These are offered through the Beneficial brand. Here though we are concentrating on the Marbles brand.

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The Marbles credit card is aimed at those people who are after a cash back card and low interest rates. These people tend to pay off their balance each month and so do not have the same need for balance transfers and purchase offers that other people do. However, with all cash back schemes the percentage paid is very small and yoiu have to ask yourself if the reward scheme is worth the effort.

The other major benefits are pretty standard for the times and include

• No Annual Fee
• Online Account Management -- Marbles have a very friend user interface to allow you to maintain your credit card account.
• Safe Shopping and Delivery on the internet -- Marbles will cover any fraudulent transaction made with the card number on the internet. Also, Marbles have a delivery insurance on any items purchased over the internet (see Marbles for conditions).
• Free Travel Accident Insurance -- not a replacement for normal travel insurance, but additional cover if the travel is purchased with your Marbles credit card.
• Optional Payment Protection -- for a small fee per £100 of your card balance, safeguard your repayments in the event of involuntary unemployment or sickness.

The Marbles credit card is a relatively new, but popular card, from the HFC bank with competitive low interest rates.