Morgan Stanley Credit Cards

More Details On Morgan Stanley Platinum, Morgan Stanley Cashback Bonus, Morgan Stanley Buy & Fly

Morgan Stanley is one of the most famous names in the world of finance and as such their credit cards carry a certain amount of prestige. Like all reputable banks, Morgan Stanley is a volutary subscriber to the Banking Code and are registered with the Financial Services Authority (FSA).

Morgan Stanley currently market three cards

• the Platinum Card -- which gives a competitive cashback rate and lifetime balance transfers
• the Gold Card -- low rates of interest and balance transfers and introductory purchase offers
• the buy and fly! card -- purchases are rewarded with travel points

You can apply online for a Morgan Stanley card and there are some helpful question and answer pages to help you select the card most suited to your financial needs.

There are some additional benefits available to all types of cards. As is standard these days there is no annual fee, although late payments and exceeding the credit limit can incur extra interest and charges. Always read the small print to find out more about these charges. Better still avoid them in the first place.

Also available with each card are the following

• Online interface for account management -- an excellent online interface to help account maintenance.
• Payment protection -- for a small charge per £100 on the balance, the repayments are covered in the result of involutary unemployment, sickness or accidental injury.
• Card protection -- for a small fee each year, cards can be cancelled with a single phone call and replacements organised. Plus emergency cash loans and other benefits.
• Online fraud gaurantee -- at no extra cost unauthorised purchases are not card holders responsibility.

As you would expect from such a famous name, Morgan Stanley offer three very different products, but each very competitive in its space.